Sbi Equity Savings Fund Overview
Category Equity Savings Fund
BMSMONEY Rank 4
BMSMONEY Rating
Gro. Opt. As On: 17-01-2025
NAV ₹22.87(R) -0.1% ₹25.15(D) -0.09%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 9.35% 8.98% 10.54% 8.79% -%
LumpSum (D) 9.92% 9.55% 11.18% 9.62% -%
SIP (R) 5.85% 11.42% 11.39% 10.68% -%
SIP (D) 6.42% 12.0% 12.0% 11.33% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.61 0.31 0.7 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.93% -4.14% -4.43% - 3.43%
Top Equity Savings Fund
Fund Name Rank Rating
Kotak Equity Savings Fund 1
Invesco India Equity Savings Fund 2
Edelweiss Equity Savings Fund 3
Sbi Equity Savings Fund 4

NAV Date: 17-01-2025

Scheme Name NAV Rupee Change Percent Change
SBI Equity Savings Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 21.2
-0.0200
-0.1000%
SBI Equity Savings Fund - Regular Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW) 21.63
-0.0200
-0.1000%
SBI Equity Savings Fund - Regular Plan - Growth 22.87
-0.0200
-0.1000%
SBI Equity Savings Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 23.02
-0.0200
-0.0900%
SBI Equity Savings Fund - Direct Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW) 23.82
-0.0200
-0.0900%
SBI Equity Savings Fund - Direct Plan - Growth 25.15
-0.0200
-0.0900%

Review Date: 17-01-2025

Sbi Equity Savings Fund has exhibited good performance in the Equity Savings Fund category. The fund has rank of 4 out of 17 funds in the category. The fund has delivered return of 9.35% in 1 year, 8.98% in 3 years and 10.54% in 5 years. The category average for the same periods is 9.89%, 7.9% and 9.07% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 4.93, VaR of -4.14, Average Drawdown of -1.45, Semi Deviation of 3.43 and Max Drawdown of -4.43. The category average for the same parameters is 4.37, -4.29, -1.54, 3.09 and -3.77 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in Sbi Equity Savings Fund direct growth option would have grown to ₹10992.0 in 1 year, ₹13147.0 in 3 years and ₹16989.0 in 5 years as of today (17-01-2025).
  2. An SIP of ₹1,000 per month in Sbi Equity Savings Fund direct growth option would have grown to ₹12414.0 in 1 year, ₹43096.0 in 3 years and ₹81128.0 in 5 years as of today (17-01-2025).
  3. standard deviation of 4.93 and based on VaR one can expect to lose more than -4.14% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.61 which shows very good performance of fund in the equity savings fund category.


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -2.58
-1.40
-4.22 | 0.24 18 | 19 Poor
3M Return % -1.67
-0.77
-1.76 | 0.61 16 | 19 Poor
6M Return % 1.18
1.30
-0.43 | 3.50 12 | 19 Average
1Y Return % 9.35
9.89
6.67 | 19.45 9 | 19 Good
3Y Return % 8.98
7.90
5.31 | 10.35 4 | 18 Very Good
5Y Return % 10.54
9.07
5.34 | 11.18 5 | 17 Very Good
7Y Return % 8.79
7.55
2.67 | 9.40 3 | 11 Very Good
1Y SIP Return % 5.85
6.41
3.26 | 12.99 12 | 19 Average
3Y SIP Return % 11.42
10.13
6.94 | 12.60 5 | 18 Very Good
5Y SIP Return % 11.39
9.87
7.58 | 11.67 2 | 17 Very Good
7Y SIP Return % 10.68
9.10
6.06 | 10.87 2 | 11 Very Good
Standard Deviation 4.93
4.37
2.19 | 5.83 14 | 17 Average
Semi Deviation 3.43
3.09
1.57 | 4.09 12 | 17 Average
Max Drawdown % -4.43
-3.77
-7.58 | -1.16 13 | 17 Average
VaR 1 Y % -4.14
-4.29
-6.83 | -1.73 8 | 17 Good
Average Drawdown % -1.45
-1.54
-3.14 | -0.50 11 | 17 Average
Sharpe Ratio 0.61
0.32
-0.35 | 0.93 4 | 17 Very Good
Sterling Ratio 0.70
0.63
0.33 | 0.90 6 | 17 Good
Sortino Ratio 0.31
0.16
-0.13 | 0.45 3 | 17 Very Good
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -2.53 -1.32 -4.15 | 0.32 18 | 19
3M Return % -1.54 -0.54 -1.54 | 0.84 19 | 19
6M Return % 1.45 1.78 -0.18 | 3.96 12 | 19
1Y Return % 9.92 10.93 7.37 | 20.53 11 | 19
3Y Return % 9.55 8.97 6.14 | 11.53 9 | 18
5Y Return % 11.18 10.17 6.27 | 12.29 6 | 17
7Y Return % 9.62 8.63 3.57 | 10.44 4 | 11
1Y SIP Return % 6.42 7.43 3.74 | 14.03 14 | 19
3Y SIP Return % 12.00 11.20 7.80 | 14.37 7 | 18
5Y SIP Return % 12.00 10.94 8.54 | 12.86 7 | 17
7Y SIP Return % 11.33 10.14 6.96 | 11.99 4 | 11
Standard Deviation 4.93 4.37 2.19 | 5.83 14 | 17
Semi Deviation 3.43 3.09 1.57 | 4.09 12 | 17
Max Drawdown % -4.43 -3.77 -7.58 | -1.16 13 | 17
VaR 1 Y % -4.14 -4.29 -6.83 | -1.73 8 | 17
Average Drawdown % -1.45 -1.54 -3.14 | -0.50 11 | 17
Sharpe Ratio 0.61 0.32 -0.35 | 0.93 4 | 17
Sterling Ratio 0.70 0.63 0.33 | 0.90 6 | 17
Sortino Ratio 0.31 0.16 -0.13 | 0.45 3 | 17
Return data last Updated On : Jan. 17, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.10 ₹ 9,990.00 -0.09 ₹ 9,991.00
1W -0.25 ₹ 9,975.00 -0.24 ₹ 9,976.00
1M -2.58 ₹ 9,742.00 -2.53 ₹ 9,747.00
3M -1.67 ₹ 9,833.00 -1.54 ₹ 9,846.00
6M 1.18 ₹ 10,118.00 1.45 ₹ 10,145.00
1Y 9.35 ₹ 10,935.00 9.92 ₹ 10,992.00
3Y 8.98 ₹ 12,942.00 9.55 ₹ 13,147.00
5Y 10.54 ₹ 16,508.00 11.18 ₹ 16,989.00
7Y 8.79 ₹ 18,038.00 9.62 ₹ 19,020.00
10Y ₹ ₹
15Y ₹ ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 5.85 ₹ 12,377.20 6.42 ₹ 12,413.60
3Y ₹ 36000 11.42 ₹ 42,728.62 12.00 ₹ 43,095.96
5Y ₹ 60000 11.39 ₹ 79,906.08 12.00 ₹ 81,128.10
7Y ₹ 84000 10.68 ₹ 122,926.19 11.33 ₹ 125,829.48
10Y ₹ 120000 ₹ ₹
15Y ₹ 180000 ₹ ₹


Date Sbi Equity Savings Fund NAV Regular Growth Sbi Equity Savings Fund NAV Direct Growth
17-01-2025 22.8713 25.1527
16-01-2025 22.8932 25.1765
15-01-2025 22.8165 25.0917
14-01-2025 22.7631 25.0326
13-01-2025 22.6652 24.9246
10-01-2025 22.9296 25.2142
09-01-2025 23.0542 25.3508
08-01-2025 23.1184 25.4211
07-01-2025 23.2081 25.5193
06-01-2025 23.16 25.4661
03-01-2025 23.2982 25.6169
02-01-2025 23.3239 25.6447
01-01-2025 23.2684 25.5834
31-12-2024 23.2334 25.5445
30-12-2024 23.1359 25.437
27-12-2024 23.2239 25.5325
26-12-2024 23.1949 25.5003
24-12-2024 23.22 25.5272
23-12-2024 23.2264 25.5338
20-12-2024 23.249 25.5575
19-12-2024 23.3947 25.7173
18-12-2024 23.4344 25.7606
17-12-2024 23.476 25.8059

Fund Launch Date: 11/May/2015
Fund Category: Equity Savings Fund
Investment Objective: The scheme aims to generate income byinvesting in arbitrage opportunities in thecash and derivatives segment of theequity market, and capital appreciationthrough a moderate exposure in equity.
Fund Description: An open-ended Scheme investing in equity,arbitrage and debt.
Fund Benchmark: Nifty Equity Savings Index
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.